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Serving Clients throughout
Chicago and the Suburbs

"We Want to Be Your Lawyers"

Reaffirmation Agreements

  • An opportunity for the Debtor to continue payments on an otherwise dischargeable debt.
  • An opportunity for the Creditor to lock the Debtor into the terms originally agreed to.
  • §524(c): strict compliance is required including:

(1) Agreement must be made before the Discharge;

(2) Agreement contains clear and conspicuous language advising the Debtor that (a) it may be rescinded any time prior to Discharge or within 60-days after it is filed; and (b) that it is not required by law;

(3) Agreement must be filed with the Court and accompanied by the Affidavit of Attorney representing the Debtor stating that debtor-client was: (a) fully informed; (b) voluntarily entered into the agreement; (3) will not suffer undue hardship

Client Reviews
We can not complete put in to words the comfort that we feel with Mr. Hedayat and associates into repersent us in our legal case. Mr. Hadayat and everyone on his team not only have repesented us to the highest form that anyone could ask for in our legal system... Leslie A.
Mr. Hedayat and all of his associates ALWAYS go above and beyond normal expections of Attorneys. Mr. Hedayat and each and every person that works with him truly care-not only about your legal case, but how you are getting through the case. Leslie
You could not ask for a better attorney than M. Hedayat. His staff is the most pleasant people talk to. I recomend this attorney to anyone that has legal issues. Keep up the good work. Joseph W.